~15%
Of invoices sit unpaid
Net-30 becomes net-whenever. That's real money you earned, parked in someone else's account while you chase it.
IMBuilt by a seven-figure agency owner
Recurring Billing & Invoicing Software That Can Double Your Cash Flow
Autopay, minimums, and cancellation terms take you from chasing invoices to steady income. Same clients, same rates.
Start FreeNo credit card required·Free while you're small·Cancel anytime
IM
I grew my bottom line by 50% on basically the same revenue.Founder, Billing Zero · 7-figure agency owner
Your billing setupExample · $10,000 / month
$10,000lands in your account
Sitting unpaid$0
Card fees you eat$0
Floor under next monthLocked in
- AutopayCard on file, charged every cycle
- Minimum termClients can't vanish overnight
- Cancellation notice30 days' warning, built into the agreement
- Client covers the card feeKeep your full rate — not 97.1% of it
Setup complete · same clients, same rates~15% unpaid · 2.9% fees
Made for freelancers, consultants, contractors & agencies
- 0% cut of your volume
- E-SIGN Act contracts
- One-click Stripe import
- Card or bank (ACH)
The gaps that quietly drain you
You don't have a revenue problem. You have a billing problem.
You don't need to close 30% more business. You need to stop leaking the money you've already earned. Most independents are bleeding cashflow through three gaps — and never see it.
Billing on your terms
The whole money side of your business, in one flow.
From “here's the scope” to “you got paid” — automated, branded, and built for how you actually work.
Recurring & autopay
Get paid automatically, every cycle.
Set up a retainer or subscription once. The card on file gets charged on schedule, the receipt goes out, and the money shows up — without you lifting a finger or sending a single reminder.
- Weekly, monthly, or custom
- Automatic retries
- Card or bank, client's choice
Minimums & cancellation
Put a floor under your income.
Set minimum commitments and a cancellation notice period right in the agreement. Clients can't vanish overnight, and you can see revenue coming weeks out. This is the setup that turns feast-or-famine into a steady line.
- Minimum term baked into the contract
- 30-day (or any) cancellation notice
- Predictable MRR you can plan around
Minimum term
Cancellation notice
Locked in · next 3 months at $3,500$10,500
Send it, sign it, get paid.
Draft a scope, send a clean branded link, and your client approves with one click. No DocuSign here, Stripe there, and a spreadsheet in between — the agreement and the billing are the same thing.
- Contracts & statements of work
- One-click approval and e-signature
- Read receipts
White-label
Your brand, front and center.
Your logo, your colors, your name on every document. Clients pay you on a page that looks like you — never a generic third-party checkout. You look like the studio you already are.
- Logo & brand color everywhere
- Emails sent from your name
- Zero “powered by” clutter
Start FreeNo credit card required·Free while you're small
And everything else you'd expect
One tool. Serious range.
Built for the person who sends the invoice, does the work, and just wants to get paid.
How it works
From scope to paid in three steps.
No onboarding calls, no finance degree. If you can send an email, you can run your billing.
Why Billing Zero
Not another accountant's tool.
QuickBooks is for your bookkeeper. Billing Zero is for the person who sends the invoice, does the work, and just wants to get paid.
What you actually needHover a row to see the old wayTap a row to see the old way
- 0% cut of your revenue% of your volume
- Get paid automatically each cycleManual reminders
- Minimum terms & cancellation noticeNo minimums, no notice
- Contracts, SOWs & billing in one flow3+ tools
- Recurring & one-off in one placeSeparate apps
- White-labeled to your brandGeneric third-party checkout
- Client covers the card feeYou eat 2.9%
- Read receipts & auto remindersNo read receipts, no reminders
- Built for freelancers & agenciesBuilt for accountants
50%Bigger bottom line on basically the same revenue. No new clients — just fixing the leakage on the back end.
Built it for himself first
“I grew my bottom line by 50% on basically the same revenue. I didn't land more clients or generate more revenue. I just fixed the leakage on the back end: autopay, minimums, a cancellation notice, cutting the 2.9% card fees, etc. It took me from chasing invoices every month to knowing exactly what was coming in. I built Billing Zero to do it for me. Now it's yours.”
IM
Founder, Billing Zero7-Figure Agency Owner · Built It For Himself First
Pricing
Free while you're small. Fair when you grow.
No card to start, no lock-in, cancel anytime. Upgrade when it's paying for itself.
Solo covers up to 10 clients on autopay — $39/mo, no percentage.
Only clients you bill automatically count toward a plan. One-off invoices, contracts, and e-signatures are unlimited on every plan, including Free.
Pay-per-charge billing costs $5 every time you get paid, so at 50 clients that is $250 a month. Ours is $129, and we never take a percentage.
Bigger than 50 clients or 3 seats? Talk to us and we'll size a plan to fit.
FAQ
Questions, answered.
Free while you're getting off the ground. No card to start, cancel anytime.
What is Billing Zero?
Recurring billing, contracts, and invoicing for freelancers, consultants, and agencies. Clients sign once, autopay handles the rest, and minimum terms and cancellation notice keep the retainer from evaporating. You keep 100% of what you bill.
Do my clients need to create an account?
No. They get a clean, branded link — review it, sign or approve, and pay by card or bank. No signup, no password, no friction.
Do you take a cut of my revenue?
Never. Billing Zero takes 0% of your volume — no percentage skim, ever. You pay a flat monthly plan (free while you're small), and that's it.
What about payment-processing fees?
Cards carry the standard processing fee (about 2.9% + 30¢) — that goes to the processor, not to us. You can pass that surcharge to the client so you keep your full rate, and bank transfers are always free.
Can I set minimums and cancellation terms?
Yes — that's the whole point. Set a minimum term and a cancellation notice period right in the agreement, so nobody disappears overnight and your cashflow stays predictable.
I'm already on Stripe — can I move over?
Yes. Import your existing clients, subscriptions, and payment history from Stripe in one click and pick up right where you left off.
Is the free plan actually free?
Yes — free while you're getting off the ground, no credit card required. You only upgrade once it's clearly paying for itself, and you can cancel anytime.
Is it legal to pass the card fee to my client?
In most of the U.S., yes — with clear disclosure, which we show automatically on the payment page. Surcharges don't apply to debit cards, and a few states have their own rules. We handle the disclosure; check your local rules to be sure. (Not legal advice.)
Does it handle retainers and recurring billing?
Absolutely. Store a card once and auto-charge on any schedule — weekly, monthly, or custom — with automatic retries if a payment fails. Set it and forget it.
How do my clients pay?
Securely online, by credit/debit card or by bank transfer (ACH). Bank transfers avoid the card fee entirely.
How fast do I get my money?
Card payments typically settle in about two business days; bank transfers take roughly five to seven. Your dashboard shows exactly what's collected and what's on the way.
What happens if a payment fails?
We retry automatically and send friendly reminders (dunning) so you don't have to babysit it or send the awkward email yourself.
Are contracts and SOWs legally binding?
Yes. Agreements are signed electronically under the U.S. E-SIGN Act and applicable state law, with the same legal effect as a handwritten signature.
Can I use my own branding?
Yes, on the Agency plan. Your logo and your colors on every contract, invoice and email, with replies going straight to your inbox.
Start billing on your terms.
Free while you're getting off the ground. Upgrade when it's paying for itself. No card to start, cancel anytime.
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